A value management framework designed specifically for banking and insurance The Value Management Handbook is a comprehensive practical reference written specifically for bank and insurance valuation and value management. Spelling out how the finance and risk functions add value in their respective spheres this book presents a framework for measuring - and more importantly influencing - the value of the firm from the position of the CFO and CRO. Case studies illustrating value-enhancing initiatives are designed to help Heads of Strategy offer CEOs concrete ideas toward creating more value and discussion of hard and soft skills put CFOs and CROs in a position to better influence strategy and operations. The challenge of financial services valuation is addressed in terms of the roles of risk and capital and business-specific value trees demonstrate the source of successful value enhancement initiatives. While most value management resources fail to adequately address the unique role of risk and capital in banks insurance and asset management this book fills the gap by providing concrete business-specific information that connects management actions and value creation helping readers to: Measure value accurately for more productive value-based management initiatives and evaluation of growth opportunities Apply a quantitative risk-adjusted value management framework reconciled with the way financial services shares are valued by the market Develop a value set specific to the industry to inspire initiatives that increase the firm s value Study the quantitative and qualitative management frameworks that move CFOs and CROs from measurement to management The roles of CFO and CRO in financial firms have changed dramatically over the past decade requiring business savvy and the ability to challenge the CEO. The Value Management Handbook provides the expert guidance that leads CFOs and CROs toward better information better insight and better decisions.

WARNING: Investors and lenders do not want you to read this book! With trillions of dollars at stake those who own and control investment capital profit handsomely by severely undervaluing privately held businesses. Lenders lure you with teaser rates. Investment partnerships dazzle you with fancy marketing materials. These are the tools of their trade helping them earn excess returns on your hard work. Breakout Valuation provides entrepreneurs with the insider knowledge they need to build what matters-a valuable business. Written by an author who shares your entrepreneurial journey and has spent three decades investing analyzing and advising billions of dollars of transactions Breakout Valuation tells you everything you need to know to finance your future today. You can finance growth and stick to your moral compass while avoiding the tricks of the hucksters who want to take outsized returns on your hard work and innovation. You hold in your hands the knowledge to achieve a Breakout Valuation!

Simulation Halloween Desktop Night Light Ornaments Create A Mysterious Atmosphere Features: 1.Creative design: Halloween desktop night light ornaments adopt unique designs such as shapes pumpkin etc. showing the creativity and personality of the festival. 2. Versatility: These night light ornaments can not be used as decorative ornaments but also light up the lights to create a mysterious atmosphere for the room. 3. High-quality materials: The materials used are exquisite with good durability and stability ensuring that they are not easily damaged after long-term use. 4. Moderate size: Halloween desktop night light ornaments are moderate in size which is convenient to place on the desktop bookshelf etc. and will not take up too much space. 5. Festive atmosphere: These night light ornaments can a festive atmosphere to Halloween making people feel the joy and mystery of the festival. Product Description: Simulation Halloween Desktop Night Light Ornaments Create A Mysterious Atmosphere Material: Plastic Color: as the picture shows (Due to the difference between different monitors the picture may have slight color difference. please make sure you do not mind before ordering Thank you!) Package weight: 30g Package size: 9x9x5cm (Please allow 1-3mm error due to manual measurement. please make sure you do not mind before ordering.)

Digital Camera 1080P Camera Vlogging Camera Video Camera LCD Screen 16X Digital Zoom 50MP Rechargeable Point And Camera Feature: 【FHD 1080P & 50MP Digital Camera】Featured with FHD 1080P resolution and 50 megapixels this digital camera for kids will help you to capture The exciting memorable moments with good quality images or videoes. Totally fits your demand you could have record wonderful times with family members and classmates 【16X Digital Zoom & Pause Function】This digital camera supports 16X digital zoom you could zoom in or out images by using the button.The pause function allows you to pause when record or playback videos. And the build-in fil-l helps you to take quality pictures in the dark 【Webcam Function】This kids digital camera can be used as a webcam you can video chat with colleagues or classmates. Live streaming on social media is also possible. Just turn off the camera connect it to your computer press the power and mode buttons at the same time and it will enter webcam mode 【50 million PIXEL-S】The camera has 50 million PIXEL-S the details are still clearly visible suitable for vlog family meetings recording meeting records dance records travel records and so on 【2.88 inch screen】Support screen flip a variety of shooting at your disposal support for photos and videos and support for 1080P video recording 【Portable & Easy to use】This compact and portable mini camera fits in your pocket and takes it anywhere. And this point-and- digital camera is very easy to use. It is the choice for gifts for the seniors teenagers children and students Product parameters: Product Name: portable camera Display pixel: 2.88 inch IPS screen Zoom: 16x Auto zoom: supported Face recognition: support Photo resolution: 48m (8000x6000) Video resolution: 4K (3656x2644) Battery capacity: 750mah SHAK-E function: electronic SHAK-E Data interface: USB2.0 Sensor type: CMOS Product size:9.8x6x1.9cm Package size:18x12x6cm Gross weight:258g/0.06 lb The Package Include: 1 x Digital camera 1 x Use maual 1 x charging wire 1 x Lanyard

Pumpkin Silicone Nightlight Halloween Pat Decorative Light Home Nursing Soft Light Bedside Children With Sleeping Lights Features: Cute Pumpkin Night Light:This is kawaii Pumpkin shaped night lamp with its cute design. Just tap the top to change three brightness also can scheduled to automaticall shut down in 30 minutes. Soothe your child to sleep quickly in warm-colored lights. Become a special decoration for your room at night. Led Llight for Pumpkin:Our night light is made of - silicone rubber without any hard angles or edges not ensure but also offer a soft and it won t heat up while in use. The LED light is gentle on the eyes. It is a reassuring nursery and companion sleep lights. USB Rechargable & Timing Function:It is a rechargeable night light can support continuous lighting for more than 4-6 hours(Package includes USB charging cable). Silicone night light can set up a auto-off function in 30 minutes no need to manually shut it off. The Nursery night light is small and easy to carry. One or more night lamps can create a colorful and warm in the bedroom makes kids feel more secure at night. Versatile Silicone Night Lamp:This is kawaii Pumpkin shaped night lamp. It is not a practical bedside night lamp a bedroom college classroom or dorm desk room unique decor but also a very decompressed toy. Cute shape and material put it on the table can also be your mobile phone stand light. Perfect Gift of Pumpkin Decor:The cute night light can not be used room decor but also can be used as a nursery light for new mommy. Ideal for your loved ones Perfect for various occasions including birthdays Christmas Halloween Children s Day Valentine s Day. This Pumpkin light a enhancing wherever it is. Product Description: Pumpkin silicone nightlight Halloween pat decorative light home nursing soft light bedside children with sleeping lights Material: Silica gel Color: as the picture shows (Due to the difference between different monitors the picture may have slight color difference. please make sure you do not mind before ordering Thank you!) Package weight: 130g Package size: 10x10x8.2cm (Please allow 1-3mm error due to manual measurement. please make sure you do not mind before ordering.)